I am hoping to move into my new home in Newall Green next Thursday. My conveyancing practitioner now wants me to supply her with proof of content and building insurance for the property as as she informs me that she is duty bound to validate that it is in order for the bank. What risks does the bank expect the insurance to cover?
Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not limited to conveyancing in Newall Green.
I have just over seventy years remaining on my lease and require a lease extension for my flat in Newall Green. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 30/10/2025 the requirements read as follows :
There is lots of information on this site about conveyancing in Newall Green but what is your top tip for appointing the right conveyancer in Newall Green
We would encourage you not to go for the cheapest Newall Green conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am helping my sister sell her flat in Newall Green. Will the solicitor arrange the EPC or it is for the owner to see to?
Following the abolition of Home Packs, energy assessments remained a compulsory component of moving property. An energy performance certificate should be commissioned before the property is advertised. It is not a task that law firms ordinarily arrange. Where you are using a Newall Green conveyancing lawyer they might be able to arrange energy assessments given their contacts with long established local accredited person
When it comes to mortgage companies such as Clydesdale, do Newall Green conveyancers face a fee to be on the list of approved solicitors?
We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
I have been told that property searches are the main reason for obstruction in Newall Green conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of slowing down conveyancing in Newall Green.
I am looking for a leasehold apartment up to £235,500 and found one round the corner in Newall Green I like with a park and transport links in the vicinity, the downside is that it only has 51 years unexpired on the lease. There is not much else in Newall Green suitable, so just wondered if I would be making a grave error acquiring a short lease?
If you require a mortgage the remaining unexpired lease term will likely be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.
I am selling my house. My previous conveyancers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Newall Green if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in Newall Green. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.